Benefits are administered in a "cafeteria-style" plan. Each employee will is given “Benefit Choice Dollars” each pay period to be used to help offset the cost of insurance. If the cost of the employee’s insurance exceeds the Benefit Choice Dollar amount, the remainder will be deducted from the employee’s pay. If the amount of insurance is less than the Benefit Choice Dollar amount, then that amount will be put into the medical flexible spending account or will be forfeited. Benefit Choice Dollars are not considered income for wage verification and tax purposes.

This is a brief overview of the programs offered by the county with links to specific programs for more detailed information. Flexible benefit plans provide the employee with a range of health care and other employee benefit options which gives employee the opportunity to design a benefit plan that best meets the employee’s needs.

Employees may use available benefit allowance dollars to purchase the following:

HMO,  and PPO Plans Available

            http://www.bcbsfl.com

BlueCare  is a Health Maintenance Organization (HMO) product offered by Health Options Inc.*, a subsidiary of Blue Cross and Blue Shield of Florida.

BlueChoice is the Preferred Provider Organization (PPO) product offered by Blue Cross and Blue Shield of Florida. Participating Provider List: myportal.bcbsfl.com/wps/portal/opd 

Optional
Short Term
and
Long Term
Disability Plans

1-800-99-AFLAC
(1-800-992-3522)

Accident/Disabilit,y Cancer, Dental, Hospital Confinement Indemnity, Hospital Confinement Sickness Indemnity ,Hospital Intensive Care, Long-Term Care, Life,
Short-Term Disability

Not sure how to file? Get detailed instructions on expediting your claim.

Mutual of Omaha web site

Accidental Death or Dismemberment
$10,000 Life Insurance Policy (Standard)
(additional coverage available at extra cost)

	Free Retirement Planning
	for All Active FRS Members

Speak with unbiased Ernst & Young financial planners for help choosing your FRS retirement plan, using MyFRS.com and general financial planning.

Get detailed information on the Pension Plan, Investment Plan, enrolling, Personal Identification Number (PIN) and more.

ATTEND Retirement, Investing and Estate Planning Workshops
>Check the schedule at MyFRS.com, or ask your employer.

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>Manage your FRS retirement benefits, learn abut risks, compare the two FRS retirement plans, and forecast your retirement income (including Social Security).
>Use your PIN and your SSN to access your account.

Get a PIN reminder from MyFRS.com or the MyFRS Financial Guidance Line.

1-800-99-AFLAC
(1-800-992-3522) FlexOne - Pre-tax withholding from $5 to $50 per pay period to fund medical related expenses

Flex One^® Request for Reimbursement form

Aflac Benefit Services/Flex One
1932 Wynnton Road
Columbus, GA 31999-9950

1.  Form W-4

2.  Form 1040EZ

3.  Form 1040

4.  Form W-9

5.  Publication 17

More Forms and Publications