Flood Map Project

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Flood Hazard Information

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SWFWMD Watershed Management Program

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Frequently Asked Questions

Hurricane Evacuation Zones

Contact Information


New County Flood Maps became effective February, 2, 2012

View Maps at www.msc.fema.gov

Hernando County and SWFWMD have undertaken a multi-year project to re-examine flood zones and develop detailed, digital flood hazard maps .

The new maps reflect current flood risks, replacing maps that are over 25 years old. The current effective FEMA Flood Insurance Rate Map (FIRM) for Hernando County is dated 04/17/1984 .

As a result of this project, property owners throughout Hernando County have up-to-date, reliable, Internet-accessible information about their flood risk — on a property-by-property basis.  As a stakeholder in Hernando County's future, you should be aware of your property’s location and the flood risk for your area. This information allows you to plan for flood events and to take actions to limit your risk of loss.




For additional information on Flood Maps or if you have questions contact: Clay Black, P.E., Stormwater Engineer, (352) 540-4062 ext. 17012, cblack@hernandocounty.us   or John Burnett, CFM, Stormwater Inspector, (352) 540-4062 ext. 17005 , JohnB@hernandocounty.us 

Did You Know...

There are over 4,772 flood insurance policies in force in Hernando County providing $ 799,332,300 in structure coverage. An additional $ 242,910,400 of content insurance is also in place, giving a total NFIP insured value of $1,042,242,700.

The total cost of premiums for flood insurance in Hernando County is over $ 3.9 million a year.
(Data from BureauNet)

There are 193 communities participating in the Community Rating System program in Florida. Hernando County is one of just 23 communities in Florida with a Class 5 rating because it has adopted more stringent flood mitigation measures.

Communities participating in the "Community Rating System" start with a score of 10 points. For every 1-point reduction, policyholders receive a 5 percent discount. Therefore, Hernando County residents in the Special Flood Hazard Area receive a 25% discount on their flood insurance policies each year because of its CRS 5 rating. Residents outside the Special Flood Hazard Area receive a 10% discount.




FOR MORE INFORMATION Visit http://www.hernandocounty.us/FloodMap/  to view the new digital flood maps, see the areas that are changing flood zones and learn how Hernando will be affected. Visit www.FloodSmart.gov  for more information about how to protect against flooding and the steps local residents may need to take to ensure that they have proper insurance coverage to protect their investment.